All CollectionsHSA guidesHSA spendingHSA spendingCheck out what you can spend your HSA onBy Josh and 3 others4 authors·10 articlesATM withdrawalsYou might be wondering, "Why can’t I withdraw money from the ATM with my HSA card?"Categorize funds coming into your HSADepositing funds into your HSA and unsure what to pick? Learn the difference between New Contribution, Reimbursement Correction, and Rollover.Categorize funds leaving your HSAWithdrawing funds from your HSA and unsure what to pick? Learn the difference between Qualified, Unqualified, Correction, and Rollover.Exceptions permitting HSA funds for premiumsSee the four cases where HSA funds can cover insurance premiums.HSA reimbursement deadlinesIs there deadline for health savings account reimbursements? Not really, but some dates do matter.IRS penalties for unsubstantiated or non-qualified expensesLearn what triggers the 20% IRS penalty on HSA distributions and how audits check for it.Qualified medical expenses for HSAsYour health savings account has a lot of eligible expenses. Review this list of qualified medical expenses to ensure you maximize your HSA!Recordkeeping for HSA expensesWondering whether you need to keep receipts for your HSA spending, or what to do if you've lost one? Here's what to know.Shop with HSA StoreLearn how to use your Health Wallet to buy HSA-eligible productsSubmit an HSA reimbursementGot an HSA expense to reimburse? Learn how to submit it now, or save it for later.